Obama's aggressive plans to reform health insurance coverage will revolutionize American lives and greatly relieve American families by putting a stop to the most egregious practices actively used by private insurers to exclude people from health coverage, and to avoid paying for health care services used by people who have paid their premiums.
These needed reforms will most help middle-class families with employer-based health insurance such as that provided by United Healthcare, Wellpoint, Kaiser and the like by entirely ending pre-existing medical conditions, capping out-of-pocket expenses, and much more.
For a listing of Obama's eight-point reform agenda, seePresident Obama's Health Insurance Reform Plan.
I know. I personally experienced the urgency of these overdue reforms when my husband, who was diagnosed in 1998 as diabetic, had kidney stone surgery two years ago. Despite careful vetting and budgeting for our out-of-pockets for his surgery, we were stunned to receive thousands of dollars in surprise doctor and hospital charges that our supposedly top-quality health insurance refused to pay.
Like millions of Americans, we had no idea we were underinsured, and being shortshrifted by our employer-based insurer, until we actually needed to use the health insurance we had been paying for over many years.
And for preventive health measures routine for diabetics, our insurer keeps raising and raising our co-payments for services, all while requiring more and more doctor visits. Yet, for all that, my husband's health has not measurably improved.
President Obama's Health Insurance Reform Plan treads a long way toward reforming the unfair, unproductive, and abusive practices of private insurers.
The burning question is: will WE allow the health insurance industry lobby to squelch meaningful insurance coverage reform, via fat contributions to Congressional Republicans, Blue Dog Democrats and so-called "centrist" Democratic senators?
I say NO! We need to fight for health insurance like our lives depend on this... because they do. I'm with you on this one, Mr. President.
- Essential Reading
- Do the Blue Dogs Help or Hinder Democrats?
- Small-State U.S. Senators on the Take Eviscerate Health Care
- Answers to Questions about Obama's Health Care Reform Plan
(Photo taken on July 29, 2009 at a healthcare townhall in Raleigh, North Carolina: Sara D. Davis/Getty Images)